Credit Card security
is probably one of the most significant concerns for
both the shopper and the retailer during an online transaction.
Jigsaw2order.com has partnered with Worldpay to process
all on-line credit and debit card payments on this web
site. All credit/debit card details are collected directly
by WorldPay, and we do not receive or have access to
these details. WorldPay is a wholly owned subsidiary
of the The Royal Bank of Scotland Group - the 5th largest
banking group in the world and one of the longest established
companies in the field of e-commerce.
In reality an online
transaction is probably more secure than a card transaction
in a shop or conducted over the telephone or by fax,
as the information transmitted online is highly encrypted
using complicated logarithm combinations. The WorldPay
payment system uses a combination of both established
and innovative techniques to ensure the security and
integrity of all sensitive data. Furthermore, Worldpay
public web servers are certified by Thawte, a public
Certificate Authority, ensuring that both the shopper
and retailer can have confidence that nobody can impersonate
WorldPay to obtain confidential information.
We know of no cases
of credit card fraud using our shopping system over
the Internet.
Transaction
Encryption
The transfer of the purchase details from the retailers
site to Worldpay are encapsulated using our own encrypted
and digitally-signed protocol. This uses a combination
of standard methods such as PGP, RSA and MD5 to ensure
that the information passed is secure and tamper-proof.
Security for the Shopper
Any communication between the shopper and WorldPay is
also encrypted to the maximum strength supported by
the shopper's browser using TLS or 128 Bit SSL. Shopper
are also protected from fraudulent use of their card
in a "card not present" environment, by their card issuers.
The card issuers provides the right for shopper to dispute
a transaction if the goods/services did not arrive or
if the card was used fraudulently.
Data Storage
Data storage on WorldPay systems, and the communication
between WorldPay and the worldwide banking networks,
is regularly audited by the banking authorities to ensure
a secure transaction environment. We also ensure that
we stay up-to-date with the latest versions of any third-party
code we use, and continually review our own proprietary
code.
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